On Euro Deposits
Interest rates last revised on the 26th June 2023.
- Savings Accounts
- Personal Retail Term Deposits
- PostaPay&Save Payment Account (Basic Payment Account)
The minimum balance on any savings account, at any time, is €500.
Interest is credited to the account on the 15th November annually and may be paid gross or net of withholding tax.
|
| Account balance band |
Interest rate p.a.
Paid on this band only*
|
| 0 - €499 |
0% |
| €500 - €99,999 |
0.10% |
| €100,000 and above |
0.00125% |
*Rates indicated only apply to the proportion of the account balance within each band.
Personal Retail Term Deposits
|
|
|
Period (Minimum Balance €2,000)
|
Rate
|
| 1 month |
0.05% |
| 3 months |
0.10% |
| 6 months |
0.80% |
| 1 year |
1.00% |
| 2 years |
1.30% |
Other rates will apply for amounts over €250,000. Rates of interest for Non-Personal Term Deposits are quoted on request. Please apply at your nearest branch.
For terms of one year, interest may be paid monthly upon request.
PostaPay&Save Payment Account (Basic Payment Account)
No minimum balance is required to maintain the PostaPay&Save Payment Account.
Interest is credited to the account quarterly on the 30th March, June, September and December.
|
Account balance band
|
Interest rate p.a.
Paid on this band only*
|
|
0 - €9
|
0%
|
|
€9 and above
|
0.10%
|
*Rates indicated only apply to the proportion of the account balance within each band.
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